💰 Personal Finance Hub

Your complete money dashboard — one purchase, lifetime access

Budget planner, subscription tracker, debt payoff calculator, net worth tracker, and spending insights. All in one app. No monthly fees. No spreadsheets to maintain.

One-time purchase Lifetime access No recurring fees Multi-currency

Get Started in 3 Steps

From purchase to full financial control in under 2 minutes.

1

Get your activation code

After purchase, you'll receive a PDF with your unique activation code. One code per account, lifetime access.

2

Create your account

Sign up with email or Google. Enter your activation code. Your full dashboard unlocks instantly — no waiting, no extra steps.

3

Take control of your money

Set your budget, track expenses, connect Gmail to auto-detect subscriptions, monitor your net worth, and crush your debt. All from one place.

Everything You Need in One App

Stop juggling 5 spreadsheets. One dashboard handles it all.

📊

Monthly Budget Planner

Set income, allocate to categories, track spending vs budget. 50/30/20 rule dashboard built in. Paycheck breakdown view.

🔍

AI Subscription Scanner

Connect Gmail and automatically detect every recurring charge. No manual entry. 60+ providers recognized. Multi-currency support.

💳

Debt Payoff Calculator

Snowball vs avalanche method comparison. Visual payoff timeline. See exactly when you'll be debt-free and how much interest you'll save.

📈

Net Worth Tracker

Assets vs liabilities with monthly history. Investment forecast with compound growth projection. Watch your wealth grow over time.

📅

Bill Calendar & Reminders

Visual monthly calendar showing every upcoming charge. Push notifications and email reminders. Google Calendar and Apple Calendar sync.

🎯

Savings Goals & Challenges

Set goals with progress bars and milestones. Emergency fund tracker. No-spend challenges with streak tracking. Sinking funds for big purchases.

📉

Spending Insights

Month-over-month trends. Category breakdown. Cash flow overview. Annual 12-month overview. Income vs expense comparison charts.

📄

PDF Reports & CSV Export

Generate monthly or yearly financial reports as PDF. Export all data to CSV. Printable budget worksheets for offline planning.

🛒

Wishlist & Purchase Planner

Plan future purchases with priority scoring. Track what you want vs what you need. Make smarter spending decisions.

What's Included

One purchase, everything below — forever.

Monthly budget planner
Paycheck budget breakdown
50/30/20 rule dashboard
Expense categorization
Recurring vs variable expense split
Annual 12-month overview
AI subscription scanner (Gmail)
Unlimited subscriptions tracked
Unlimited email scans
Bill calendar with reminders
Google & Apple Calendar sync
Push notifications
Debt tracker (snowball & avalanche)
Debt payoff timeline calculator
Net worth tracker
Investment forecast
Sinking funds tracker
Savings goals with milestones
Emergency fund tracker
No-spend challenge tracker
Wishlist & purchase planner
Cash flow dashboard
Month-over-month spending trends
Income vs expense charts
CSV export (all data)
PDF financial reports
Printable budget worksheets
Multi-currency support
Cancellation assistant
Lifetime updates included

Why Track-Subs Budget vs Spreadsheets?

Spreadsheets need hours of manual entry. Track-Subs does the work for you.

Feature Spreadsheets Track-Subs
Auto-detect subscriptions from email
Real-time spending dashboard
Bill reminders & notifications
Calendar sync (Google, Apple)
Zero manual data entry
Works on any device Limited
Debt payoff calculator Manual formulas Built-in
Automatic updates & new features ✓ Free forever

Frequently Asked Questions

How do I activate my account?
After purchase, you'll receive a PDF with your unique activation code. Go to budget.track-subs.com/app, create an account (email or Google sign-in), and enter your code. Your full dashboard unlocks instantly.
Is this really a one-time purchase?
Yes. One payment, lifetime access. No monthly fees, no hidden charges, no subscription. Your account stays active forever, including all future updates and new features we add.
Do I need to connect my bank account?
No. Track-Subs works by scanning your email receipts (Gmail). No bank connection, no Plaid, no financial data sharing. Your budget and expense data is entered by you or auto-detected from email receipts.
Can I use it on my phone?
Yes. Track-Subs Budget is a web app that works on any device — desktop, tablet, or phone. No app download required. Just open your browser and go.
What currencies are supported?
USD, EUR, GBP, MAD, AED, and more. Track-Subs works globally — not limited to any specific country or banking system.
Is my data safe?
Yes. All data is encrypted and stored securely with row-level security. Gmail access is read-only — we can never send, delete, or modify your emails. We don't sell your data.
Can I share my activation code?
Each activation code is single-use and binds to one account permanently. Once redeemed, it cannot be used again. Only one device can be logged in at a time.

Ready to take control of your finances?

One purchase. Every feature. Lifetime access. No spreadsheets to fight with.

Activate My Account